The below table shows the leatest pricing and fees details for the offered financial loans inclduing indvidual and micro and small loans:

Financing Name

Cycle

Monthly Interest rate

General Sales Tax

Account management fees (JOD)

Stamp Income fees (JOD)

Delay Penalties per Installment

(JOD)

Administration fees (Application fees)

(JOD)

Intaji loan – Fixed Assets

1st cycle or more

1.25%

3%

N/A

For amount less than 500 JOD

1 JOD

0.5 JOD per each delayed day

Less than 100 JOD per installment

1% of the disbursed loan amount

Intaji loan – Purchasing or sales invoices

1.25%

3%

N/A

1% of the disbursed loan amount

Sanadk

1st cycle or more

1.9%

3%

N/A

20 JOD

Up to 1000 JOD of loan

40 JOD

1001 – 2000 JOD of loan

50 JOD

2001 – 3000 JOD of loan

Al-Hakourah

1st cycle or more

1%

3%

N/A

1% of the disbursed loan amount

Group loan

1ST cycle

1.9%

3%

1 JOD

For amount less than 500 JOD

For amount between 500 and less than 1000 JOD

2 JOD

0.75 JOD per each delayed day

101 – 200 JOD per installment

25 JOD

Up to 1000 JOD of the member loan share amount

2nd & 3rd cycle

1.75%

4th &5th cycle

1.65%

40 JOD

1001 – 2000 JOD of the member loan share amount

6th cycle or more

1.5%

Ambition loan

1ST cycle

1.9%

3%

2 JOD

For amount between 500 and less than 1000 JOD

1 JOD per each delayed day

201-300 JOD per installment

20 JOD

Up to 1000 JOD of loan

2nd & 3rd cycle

1.75%

40 JOD

1001 – 2000 JOD of loan

4th &5th cycle

1.65%

50 JOD

2001 – 3000 JOD of loan

6th cycle or more

1.5%

60 JOD

More than 3000 JOD of loan

Educational loan

1st cycle or more

1.5%

3%

3 JOD

For each 1000 JOD or any fraction of it.

For each 1000 JOD or any fraction of it.

3 JOD

 

2.5 JOD per each delayed day

 

Above 301 JOD per installment

 

20 JOD

Up to 1000 JOD of loan

40 JOD

1001 – 2000 JOD of loan

50 JOD

2001 – 3000 JOD of loan

60JOD

More than 3000 JOD of loan

Intaji Facilitated -Fixed Assets (Individual)

1st cycle or more

A declining yearly 9%, of which the customer bears a maximum of 5% and the government bears the remaining 4%.

3%

N/A

N /A

Intaji Facilitated -working capital (Individual)

1st cycle or more

N/A

Intaji Facilitated -Fixed Assets (Companies)

1st cycle or more

N/A

Intaji Facilitated -working capital (Companies)

1st cycle or more

N/A

 

Other Fees:

Fees amount/ JOD

Fees Type

5

Clearance Letter

10

Liability Letter

4% on the loan balance after the 6th instalment.

If the customer repays the loan during of first 6th instalments, the interest will be collected from the first six instalments.

Early Settlement