The below table shows the leatest pricing and fees details for the offered financial loans inclduing indvidual and micro and small loans:
|
Financing Name |
Cycle |
Monthly Interest rate |
General Sales Tax |
Account management fees (JOD) |
Stamp Income fees (JOD) |
Delay Penalties per Installment (JOD) |
Administration fees (Application fees) (JOD) |
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|
Intaji loan – Fixed Assets |
1st cycle or more |
1.35% |
3% |
N/A |
For amount less than 500 JOD |
1 JOD |
0.5 JOD per each delayed day |
Less than 100 JOD per installment |
1% of the disbursed loan amount |
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|
Intaji loan – Purchasing or sales invoices |
1.35% |
3% |
N/A |
1% of the disbursed loan amount |
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|
Sanadk |
1st cycle or more |
2% |
3% |
N/A |
20 JOD |
Up to 1000 JOD of loan |
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|
40 JOD |
1001 – 2000 JOD of loan |
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|
50 JOD |
2001 – 3000 JOD of loan |
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Al-Hakourah |
1st cycle or more |
1% |
3% |
N/A |
1% of the disbursed loan amount |
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|
Group loan |
1st cycle or more |
2% |
3% |
1 JOD |
For amount less than 500 JOD |
For amount between 500 and less than 1000 JOD |
2 JOD |
0.75 JOD per each delayed day |
101 – 200 JOD per installment |
25 JOD |
Up to 1000 JOD of the member loan share amount |
|
40 JOD |
1001 – 2000 JOD of the member loan share amount |
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|
Ambition loan |
1st cycle or more |
2% |
3% |
2 JOD |
For amount between 500 and less than 1000 JOD |
1 JOD per each delayed day |
201-300 JOD per installment |
20 JOD |
Up to 1000 JOD of loan |
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|
40 JOD |
1001 – 2000 JOD of loan |
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|
50 JOD |
2001 – 3000 JOD of loan |
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|
60 JOD |
More than 3000 JOD of loan |
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|
Educational loan |
1st cycle or more |
1.6 % |
3% |
3 JOD |
For each 1000 JOD or any fraction of it. |
For each 1000 JOD or any fraction of it. |
3 JOD |
2.5 JOD per each delayed day |
Above 301 JOD per installment |
20 JOD |
Up to 1000 JOD of loan |
|
40 JOD |
1001 – 2000 JOD of loan |
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50 JOD |
2001 – 3000 JOD of loan |
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60 JOD |
More than 3000 JOD of loan |
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|
Intaji Facilitated -Fixed Assets (Individual) |
1st cycle or more |
A declining yearly 9%, of which the customer bears a maximum of 5% and the government bears the remaining 4%. |
3% |
N/A |
N /A |
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|
Intaji Facilitated -working capital (Individual) |
1st cycle or more |
N/A |
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Intaji Facilitated -Fixed Assets (Companies) |
1st cycle or more |
N/A |
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Intaji Facilitated -working capital (Companies) |
1st cycle or more |
N/A |
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Other Fees:
|
Fees amount/ JOD |
Fees Type |
|
5 |
Clearance Letter |
|
10 |
Liability Letter |
|
2 |
Re-request a clearance letter |
|
2 |
Re-request a laiability letter |
|
4% on the loan balance after the 6th instalment. If the customer repays the loan during of first 6th instalments, the interest will be collected from the first six instalments. |
Early Settlement |