The below table shows the leatest pricing and fees details for the offered financial loans inclduing indvidual and micro and small loans:
Financing Name | Monthly Interest rate | General Sales Tax | Account management fees (JOD) | Stamp Income fees (JOD) | Delay Penalties per Installment (JOD) | Administration fees (Application fees) (JOD) | ||||
Intaji loan – Fixed Assets | 1.5% | 3% | N/A | For amount less than 500 JOD | 1 JOD | 0.5 JOD per each delayed day | Less than 100 JOD per installment | 1% of the disbursed loan amount | ||
Intaji loan – Purchasing or sales invoices | 1.5% | 3% | N/A | 1% of the disbursed loan amount | ||||||
Group loan | 1.90% | 3% | 1 JOD | For amount less than 500 JOD | For amount between 500 and less than 1000 JOD | 2 JOD | 0.75 JOD per each delayed day | 101 – 200 JOD per installment
| 25 JOD | Up to 1000 JOD of the member loan share amount |
40 JOD | 1001 – 2000 JOD of the member loan share amount | |||||||||
Ambition loan | 1.90% | 3% | 2 JOD | For amount between 500 and less than 1000 JOD | 1 JOD per each delayed day | 201 - 300 JOD per installment | 20 JOD | Up to 1000 JOD of loan | ||
40 JOD | 1001 – 2000 JOD of loan | |||||||||
50 JOD | 2001 – 3000 JOD of loan | |||||||||
60 JOD | More than 3000 JOD of loan | |||||||||
Educational loan | 1.50% | 3% | 3 JOD | For each 1000 JOD or any fraction of it. | For each 1000 JOD or any fraction of it. | 3 JOD | 2.5 JOD per each delayed day | Above 301 JOD per installment | 20 JOD | Up to 1000 JOD of loan |
40 JOD | 1001 – 2000 JOD of loan | |||||||||
50 JOD | 2001 – 3000 JOD of loan | |||||||||
60 JOD | More than 3000 JOD of loan | |||||||||
Ashanak loan – Individual | 1.9% | 3% | N/A | N/A | ||||||
Ashanak loan – Group | 1.9% | 3% | N/A | N/A | ||||||